Basic insurance is the amount the state of Mississippi requires drivers to carry to register their motor vehicles. The amount you need to carry is $25,000 in bodily injury or death for each person with a total maximum of $50,000. You also need an additional $25,000 for damage to property. This is usually referred to as 25/50/25. It is the necessary amount required, but is it the right amount for you? Before that question can be answered, your insurance agent will need to ask you for some information. At Storey Insurance in Seantobia, MS, we have been helping our customers find reliable coverage at reasonable prices for over 17 years. 

To know if basic auto insurance is the right choice, the first thing you need to consider is how much are you worth? Do you have assets, own a home, have savings? Will the basic amounts of liability insurance be enough to protect your assets in the event you have an accident where you are at fault? You could be made to pay hospital expenses and even be sued. It may be the basic amount is not enough. 

If you own a vehicle with very little value, then basic insurance may be enough. But if you have a loan or a lease, you will need to carry collision and comprehensive coverage. If you own your car outright and it has significant value, and you rely on your vehicle to get to your employment, to appointments, or just to go grocery shopping, then having more than basic insurance is in order. Collision and comprehensive protect your vehicle and will help you to repair or replace it. 

At Storey Insurance in Seantobia, MS, we are here to help you make sure you have all the auto insurance you need. Stop by our office or give us a call to make an appointment for a no-obligation quote. 

Have you ever been driving on the road during a regular commute, and out of nowhere, an accident happens? Driving on the road requires the utmost attention and attention from everyone. There are some uncontrollable situations and accidents that can occur at any moment while on the road. This is why having auto insurance that covers you in the worst-case scenario is vital to invest in. 

Storey Insurance is an independent agency that has served the Seantobia, MS area since 2017. Our owner Richard Storey believes in helping customers with the best auto insurance possible that fits within their budget. We strive for customer satisfaction and safety at all times. We are available 24 hours a day, seven days a week, so that our customers know that they will not be alone in the case of an emergency. Having a local team that is always there to help you, and prepared to assist you is one thought that you do not have to stress about. 

Over the years, we have been able to provide individuals with auto insurance coverage with no hidden details. Being legal and protected with the proper auto insurance will save you from unnecessary stress. Choosing the policy that will be beneficial for you can be based upon your car’s make/model and your driving history. Unfortunately, there are some drivers on the road that does not have auto insurance while driving behind the wheel of a car, which means just a little bit more cushion never hurts (but is not required). 

Are you ready to discuss your thoughts/plans with one of our agents in Seantobia, MS? Please feel free to contact us via phone during our business hours at (662) 560-7021. You can also e-mail an agent, and we will respond to your inquiry in a timely fashion.