The Top 5 Questions To Ask Before Buying Auto Insurance

When it comes to car insurance, there are many things to consider. You want to make sure you get the best coverage for your needs at the best price. But before you settle on a policy, there are a few questions you should ask. Storey Insurance in Senatobia, MS offers the following guide. 

The Top 5 Questions To Ask Before Buying Auto Insurance

1. What Kind of Coverage Do I Need?

There are a lot of different types of car insurance coverage, from liability to collision to comprehensive. You need to decide what kind of coverage is right for you and your budget. Consider things like the value of your car, your driving record, and where you live when making your decision.

2. How Much Coverage Do I Need?

Again, this depends on a lot of factors. But you want to make sure you are fully covered in the event of an accident. The minimum amount of coverage required by law may not be enough to protect you and your car.

3. What is the Deductible?

Your deductible is the amount of money you will have to pay out of pocket before your insurance policy kicks in. It’s important to choose a deductible you can afford but that also provides you with enough coverage in the event of an accident.

4. What is the Premium?

Your premium is the amount you pay each month for your car insurance policy. It’s important to find a policy that fits your budget, but don’t sacrifice coverage for the price.

5. What is the Claims Process?

If you have to file a claim, you want to know that the process is easy and straightforward. Find out how to file a claim with your potential insurer and what kind of support they offer during the claims process.

These are just a few of the questions you should ask before buying car insurance. Storey Insurance in Senatobia, MS can help you with all your car insurance needs. Give us a call today for a free quote!