Why You Need Home Insurance

If you are a homeowner, it’s extremely important to have a home insurance policy. These policies offer several different types of coverage that are all needed by every homeowner. If you need a home policy, give us a call today at Storey Insurance in Senatobia, MS.

Protecting What You Own

One type of coverage that is included in a home policy is coverage for all of your belongings that are in the house. These represent a substantial investment, much like the home itself, and they need to be covered. If a serious incident were to happen that damaged your belongings, or perhaps destroyed them, your home policy would be there to pay for you to start replacing them. 

Coverage for the House

The house itself is covered through the policy as well. This allows for the policy to pay for repairs when certain, covered incidents happen that damage the house. Because repairs can be so expensive, this is valuable coverage that no homeowner should ever be without. The policy can help you to repair and/or rebuild without your having to come up with the money to get that work done. 

Liability Protection

Another component of most home insurance policies is the liability portion. This type of coverage will pay the medical bills that are due after someone is injured while on your property. If you are found liable for them, the policy can pay them instead of you being sued for them. This coverage is a great way to protect your future finances with a policy that can certainly come in handy. 

Protect Your Home

Every homeowner has invested significantly in their home, and every homeowner should protect it with a home insurance policy. If you need a home policy, give us a call at Storey Insurance in Senatobia, MS.