Motorcycle Insurance in Mississippi and Tennessee

So, you just bought a new bike for the new decade and are excited to take it out for a ride along the beautiful highways. Before you crank up the engine, however, you'll need to understand some vital information about motorcycle insurance. Storey Insurance in Senatobia, MS is ready to help you get started.

What Is Considered a Motorcycle in Mississippi?

According to Mississippi law, a motorcycle is a motor vehicle with a seat or a saddle and is made to drive on not more than three wheels on the ground. It is generated via electric or liquid fuel with a piston capacity of 50cc's or more. Additionally, it can reach excess speeds of 30mph on a flat surface. Understanding this definition can allow you to make the proper decision when you decide to purchase a motorcycle in order to stay within the legal boundaries of Mississippi law.

Legal Mississippi Minimum Insurance Requirements

If you plan on utilizing any motor vehicle in the Magnolia state, then you should be prepared for the random occurrence of a traffic accident or collision. In order to operate a vehicle, you need insurance that covers:

• $20,000 bodily injury per person
• $40,000 bodily injury per accident
• $10,000 property damage per accident

Because accidents are prone to go higher than usual, you most likely want to go with a plan that goes above and beyond just the bare minimum. For example, if you get into a collision that costs $15,000 worth of property damage, you will end up paying $5,000 out of pocket, a situation that is not ideal.

Driving a motorcycle through the majestic Tennessee or Mississippi mountains and roadways is an experience that you can't repeat anywhere else. We are always looking out to protect you, so reach out to us today or visit the Storey Insurance office in Senatobia, MS. We look forward to hearing from you.