{"id":48,"date":"2021-10-15T04:00:00","date_gmt":"2021-10-15T04:00:00","guid":{"rendered":"https:\/\/www.storeyinsurance.com\/blog\/?p=48"},"modified":"2021-10-05T22:18:00","modified_gmt":"2021-10-05T22:18:00","slug":"different-types-of-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/2021\/10\/15\/different-types-of-auto-insurance\/","title":{"rendered":"Different Types of Auto Insurance"},"content":{"rendered":"<p>Auto insurance provides financial protection from auto accidents that may result in various bills, from vehicle repairs to hospital bills. If you own a vehicle, then you are required by law to maintain some coverage. Speak to the knowledgeable people at Storey Insurance serving Senatobia, MS about your auto insurance requirements.<\/p>\n<h2>Types of Auto Insurance<\/h2>\n<p>There are several types of auto insurance options.&nbsp;<\/p>\n<h2>Liability Auto Insurance<\/h2>\n<p>Mississippi law requires you to maintain liability coverage on your vehicle.<\/p>\n<p><strong>Bodily Injury Liability Insurance<\/strong><\/p>\n<p>This insurance provides coverage for any injuries or damages another person may sustain in an auto accident where you or the person listed on your insurance is responsible.<\/p>\n<p><strong>Property Damage Liability Insurance<\/strong><\/p>\n<p>This insurance provides cover for any damage that you may cause to another person&#8217;s vehicle or property as a result of an auto accident for which you are liable.<\/p>\n<h2>Medical Payments Insurance<\/h2>\n<p>This insurance provides cover for any injuries you or your passengers may suffer due to an auto accident. It does not usually matter who is liable.<\/p>\n<h2>Uninsured or Underinsured Motorist Coverage<\/h2>\n<p>If an uninsured driver is at fault, then this type of insurance has options to cover damage to yourself, your passengers, and your property. Mississippi has a large number of underinsured drivers, so it is worthwhile considering.<\/p>\n<h2>Property Damage Insurance<\/h2>\n<p><strong>Collision<\/strong><\/p>\n<p>This insurance is for repairs to your vehicle or for paying for your vehicle&#8217;s actual cash value (ACV) if it is totaled, meaning beyond repair. There is usually a deductible that you will need to pay if there is an accident.<\/p>\n<p><strong>Comprehensive<\/strong><\/p>\n<p>This type of auto insurance is for when your vehicle sustains accidental damage that isn&#8217;t a result of an accident, usually including theft, vandalism, and fire.<\/p>\n<p>Speak to Storey Insurance serving Senatobia, MS today about your auto insurance needs!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auto insurance provides financial protection from auto accidents that may result in various bills, from vehicle repairs to hospital bills. If you own a vehicle, then you are required by law to maintain some coverage. Speak to the knowledgeable people at Storey Insurance serving Senatobia, MS about your auto insurance requirements. Types of Auto Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-48","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-senatobia-ms","tag-storey-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=48"}],"version-history":[{"count":1,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/48\/revisions"}],"predecessor-version":[{"id":49,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/48\/revisions\/49"}],"wp:attachment":[{"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=48"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=48"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.storeyinsurance.com\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}